About Us

We’re about helping you reach your goal.

We are Here To make A Difference For You

When IBMC Lending was founded in 1997, there was only one thing in mind: How to become the largest Direct Lender in the country?


  • First thoughts, IBMC Lending MUST have unlimited growth potential. What this meant was a large capital infusion to insure warehouse line capacity, start-up capital, and reserves as required by state and agencies guidelines (100mm of warehouse capacity was established with the ability to triple with a simple signature).

  • Next was, relationships! We needed approvals with some of the largest investors in the country to access the most diverse and most competitive rates in the market. We obtained over 15 approvals with top Investors. (FHA, VA, Conventional, Reverse Mortgage, USDA, Rural, Alt QM, etc.)

  • Next step, Multiple state approvals to enable IBMC Lending to originate in all the high producing states (23 States approved and soon to be nationwide)


Our mission is to serve our customers with the utmost respect, integrity, and honesty. Our goals are to help our clients overcome whatever road blocks that can arise while securing a home loan.

Headquartered in Irving California

IBMC Lending is a Direct Lender

One of the largest direct lenders in the USA

State License

Arizona Home Mortgage Alliance Corporation (HMAC), 

(NMLS ID 1165808) in Arizona holds a Mortgage Broker License (#0936822). AZ Branch Office (NMLS ID #1507754), 

Licensed by the Arizona Department of Financial Institutions, 

Phone: 602-771-2800.

Other Licensed States:

We are in the process of being licensed in the following states:

Hawaii Mortgage Originator Company License


Massachusetts Mortgage Lender License


Missouri Company Registration


Nevada Mortgage Banker License


North Carolina Mortgage Lender License


Ohio Mortgage Loan Act Certificate of Registration


South Carolina Mortgage Lender Servicer License


Utah Mortgage Entity License


Virginia Mortgage Lender License

Bobby Scroggins
Mortgage Loan Executive
Arizona Remote Contractor



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